You rock! (And it’s time to enroll)

A great thing happens when you turn 65. You're able to enroll in Medicare and start saving big on your healthcare. Let's get you started.

What is Medicare?

Medicare is health insurance provided by the federal government. The Initial Enrollment Period is the seven months surrounding your 65th birthday. It begins three months before your birthday month and ends three months after. It is important to sign up during these seven months to avoid penalty payments. We know understanding how Medicare works can be complicated, so we've broken the basics down for you.

The four basic parts of Medicare

Medicare Part A and Part B are offered through the federal government, and make up what is called Original Medicare. Parts C (Medicare Advantage) and Part D (Prescription Drug) are offered by private insurers.

Part A

Hospital coverage

Covers inpatient hospital stays, skilled nursing care, hospice care, and home health care.




Part B

Medical coverage

Covers doctor visits, outpatient care, durable medical equipment, home health care, and many preventive services.



Part C

Medicare Advantage

Medicare Advantage plans combine Part A and B, and most often Part D prescription drug benefits, too. They also contain extra benefits and limit out-of-pocket spending.


Hospital   Stethoscope   Medical   Rx

Part D

Prescription drug coverage

Part D plans help pay for prescription drugs, which are not included in Original Medicare. There are standalone Part D plans, and also Medicare Advantage plans that include Part D.



Medicare Guide
Medicare Guide

Free Medicare Guide

The first step in making the best Medicare decision is to understand the basics. Our free Medicare guide provides helpful information to help with making the right choice for your needs.

Download Guide  

Still have questions?

Learn even more about how Medicare works, and what makes Medicare Advantage so special.

Learn more

Before you sign up for Medicare Advantage

Step 1

As soon as you are eligible, sign up for Original Medicare. You must be enrolled in order to sign up for Part C or D.

Step 2

Research and shop for additional coverage options, like our Bright HealthCare Medicare Advantage plans.

Step 3

Wait for your Medicare card ID number to arrive. You need it to sign up for additional coverage.

Ready to enroll in Medicare Advantage?

We're here to guide you every step of the way.


Medicare Advantage Special Enrollment
Medicare Advantage Special Enrollment

Need help paying for your prescription medications?

If you qualify for Medicare’s Extra Help program, you can get help paying for your prescriptions. Switch to new coverage beginning the first day of the month after you qualify for Extra Help.

Learn more

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Website Last Updated: Nov 21 2021